12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Hero Image
mark-sea-6-color-scheme-3 Created with Sketch.
12908
John Reynolds Road
Galveston | Texas

Romantic Cottage

For Two

View More
Menu
DIANE GRIMM
DIANE GRIMM
Presented At
$629,000
Bedrooms
4
Bathrooms
3
Living
1,173
SQFT
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 1
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 2
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 3
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 4
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 5
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 6
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 7
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 8
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 9
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 10
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 11
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 12
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 13
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 14
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 15
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 16
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 17
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 18
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 19
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 20
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 21
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 22
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 23
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 24
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 25
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 26
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 27
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 28
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 29
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 30
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 31
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 32
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 33
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 34
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 35
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 36
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 37
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 38
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 39
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 40
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 41
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 42
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 43
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 44
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 45
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 46
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 47
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. - Photo 48
Thumbnail 1
Thumbnail 2
Thumbnail 3
Thumbnail 4
Thumbnail 5
Thumbnail 6
Thumbnail 7
Thumbnail 8
Thumbnail 9
Thumbnail 10
Thumbnail 11
Thumbnail 12
Thumbnail 13
Thumbnail 14
Thumbnail 15
Thumbnail 16
Thumbnail 17
Thumbnail 18
Thumbnail 19
Thumbnail 20
Thumbnail 21
Thumbnail 22
Thumbnail 23
Thumbnail 24
Thumbnail 25
Thumbnail 26
Thumbnail 27
Thumbnail 28
Thumbnail 29
Thumbnail 30
Thumbnail 31
Thumbnail 32
Thumbnail 33
Thumbnail 34
Thumbnail 35
Thumbnail 36
Thumbnail 37
Thumbnail 38
Thumbnail 39
Thumbnail 40
Thumbnail 41
Thumbnail 42
Thumbnail 43
Thumbnail 44
Thumbnail 45
Thumbnail 46
Thumbnail 47
Thumbnail 48
12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States. , Galveston , Texas 77554

4 Bedrooms Single Family Detached

Beautiful beach views, ocean breezes, and the sound of the surf set the perfect tone in this fully updated 4BR/3BA third-row beach cottage—just a 2-minute walk to the sand! Renovated down to the studs, updates include all new electric, panel box, plumbing, roof, windows (2022), flooring, and a stunning new kitchen with stainless appliances (all stay). Home features 3 bedrooms and 2 baths upstairs—including an added second full bath—and 1 private bedroom with its own full bath downstairs. Enjoy the large new covered front deck that spans the home and a new back entrance with deck. Also includes a cement driveway, synthetic deck (2020), AC compressor (2020), and enclosed outdoor showers. Wheelchair lift adds accessibility, with extra storage below. Sold fully furnished—just bring flip flops! Excellent rental history before remodel (especially April–September)—ideal for full-time living, a weekend retreat, or flexible short-term rental income. Coastal living at its best!

Gallery

3D Street View Tour

Map showing 12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States.

Property Location

12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States., Galveston Texas

Local Weather & Climate

Galveston, Texas

Current Conditions Updated recently
69 °F
Clear sky
Feels Like 67°F
Humidity 51%
Wind 14 mph
Visibility 6.2 mi
Sunrise 12:13 PM
Sunset 12:35 AM
5-Day Forecast
Sat 28 Mar
Clear
High 70°
Low 69°
Sun 29 Mar
Clear
High 71°
Low 66°
Mon 30 Mar
Clouds
High 73°
Low 70°
Tue 31 Mar
Clear
High 74°
Low 71°
Wed 1 Apr
Rain
High 73°
Low 72°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Galveston?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Market Rate

Our perspective on current market conditions in Galveston. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy
Market conditions favor buyers. Consider making a move.
77
Buyer Score
Prices are down 8.5% year-over-year
Homes are taking 106 days to sell - more time to negotiate
Homes selling 5.8% below asking price on average

Local Market Price Trends

Median home sale prices in Galveston, Texas — ZIP code 77554 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $629,000
Area median: $542,500
-8.5% year-over-year (well below the 3.5% historical avg)

Market Competition

106 days
Days on Market
Above typical
94.2%
Sale-to-List Ratio
Below asking

Future Value & Wealth Building

Starting investment: $629,000 20% down ($125,800)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$308,951
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$3,348
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$1,027,378
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $125,800 down payment could grow to $308,951 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$28
$28/day
Your home may appreciate while you sleep
$199/week $864/mo $10,372/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$346K
vs
OWN 📈 +$309K
$309K Potential Equity
vs $346K lost to rent over 10 years
$126K Down Payment Growth
2.5x
10yr
$309K
4.6x
20yr
$584K
8.2x
30yr
$1.0M
Wealth Comparison
×2
Equivalent to 2 average US homes
top 10%
US household wealth ranking
Median: $193K Yours: $1.0M
Time to Double Your Investment (accounting for market cycles)
60.5
years
Conservative
1.15% effective/yr
26.6
years
Optimistic
2.64% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $705K +12%
Market $741K +18%
Optimistic $816K +30%
$309K est. equity
20 Years
Conservative $791K +26%
Market $872K +39%
Optimistic $1.1M +68%
$584K est. equity
30 Years
Conservative $887K +41%
Market $1.0M +63%
Optimistic $1.4M +119%
$1.0M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 77554 • 2022 ACS Data

9,825 Population
Median Age: 53.0
$86,912 Median Income
Above Average
$391,800 Median Home Value
Rent: $1,435
47.4% College Graduates
High

Housing

Homeowners 30.1%
Renters 14.4%
Vacancy Rate 55.5%

Employment

5.7% Unemployment
22.0% Work From Home

Education Attainment (Age 25+)

High School+ 95.7%
Bachelor's+ 47.4%
Graduate+ 18.3%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 12908 John Reynolds Road, Galveston, TX 77554, Galveston, Texas, United States features 4 bedrooms with 1,173 square feet of living space.
This property offers 1,173 square feet of living space.
This property is listed at $62,900,000, which equals $53623 per square foot.
In Galveston, home prices have decreased 8.5% over the past year, homes typically sell within 106 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Galveston shows an active market. The market opportunity score is 77 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Galveston, Texas. The property is situated in an established neighborhood with convenient access to local amenities and services.
DIANE GRIMM

DIANE GRIMM

Better Homes and Gardens Real Estate Gary Greene

License #0638835

View Full Profile
Better Homes and Gardens Real Estate Gary Greene

Better Homes and Gardens Real Estate Gary Greene

Better Homes and Gardens Real Estate Gary Greene

View Full Profile

Schedule a Tour

Get in touch with our listing agents

SunMonTueWedThuFriSat

More Listings

Explore more properties

Official Real Estate Games

Have fun discovering more properties while playing our real estate games — win prizes for ranking high!

$
$
$
$
$
$
$
WIN CREDITS
Up Your Real Estate Skills FOR FREE

Loading listings...